Image by DTSP
I am a bit of a music nut. I am constantly listening to music or watching music videos. Recently, I have been listening to all these springy hits, well in my mind, they are spring-y. It may be only the end of January and I just survived a blizzard, but the Floridian in me can’t stop thinking about the sun. I miss the feel of sunshine on my skin, whenever it is bright outside and I can’t feel the sun, it irks me so!
So in order to help me out, I created this playlist of my current favorite songs. They are great songs to listen as you dance around your living room and pretend it’s warm and sunny outside. I love light pop music and all these songs seem to go together to form the perfect playlist to get you out of the winter blues. And totally dance-able too, which is the most important part.
Music is how I pump myself up before going out or when I have something nerve-wracking coming up (which is happening a lot now as I get closer to graduation). Music can instantly lift the mood and right now, I need all the pump up music I can get! Even if I can’t carry a tune, I still sing along each day to at least 10 minutes of music because it instantly lifts my mood.
Sidenote: Pandora’s Classical Goes Pop Station is my favorite study music! Perfect when you need some background noise but can’t handle words.
Image from Death to Stock Photos
I was having dinner with some girlfriends last week and the subject of “adulting” came up. Inevitably, finances were talked about in depth. We all offered about some tips and tricks we had learned to make it seem a little less scary because when it comes to adulting, finances is up there as one of the most important parts. Just like I mentioned before, when you don’t know something, just google it from when it’s the best time to buy a computer to what should you be saving for… There are plenty of great sites out there that can make it seem a little less scary. Some of my favorite sites are Mint and LearnVest Knowledge Center, they have tons of helpful articles about financial planning.
Some other useful tips:
- Buy cars at the end of a quarter or year end to get the best deal with negotiating (and always negotiate!)
- The 50/20/30 rule makes life a little easier! 50% to living expenses (housing, food, transportation -Louboutins don’t count as transportation!), 20% to savings goals (debt, retirement, etc), and 30% discretionary (dinner with friends, that new purse, etc)
- Get a credit card and pay it off consistently!
- Check your credit through the three credit reporting companies (Experian, Equifax® and TransUnion®) once a year on your birthday. Sure, it may not sound like the most exciting thing, but since it is free once a year (federal law), it’s an easy date to remember to do it. Check all three, since they all do things a bit differently.
- Make sure you have saved for an emergency fund, which should be about 6 months of your salary.
- Start saving for retirement today!
- My personal favorite: the best financial information can fit on an index card!
What’s your best financial advice?
Google it. If it is one thing I have learned this semester in learning Adobe Creative Suite is when in doubt, trying googling. Yeah, maybe you don’t know exactly the correct vocabulary for something (is it a path or a shape?? Do I want it to be isolated??? I just want it to work!), but other people have been there before you and there is probably a forum somewhere with the right answer. Watch a few youtube videos and you will get the task done!
Too often, when faced with the unknown, people freeze. The great thing about google is that no one has to know that you don’t know the answer (except the massive google servers but still!), there is no embarrassing raising of the hand in class to ask a ‘dumb question’, there is no having to find a work friend to not laugh when you don’t know how to print something double sided. Just google it. Or Bing it or Yahoo! it, whatever.
The point is you can only gain from trying to figure it out on your own. And maybe, the internet won’t have the answer for it, but then when you do ask a live human, you will at least have some preliminary research! So I started in September with no Illustrator or R skillz, and by the end of it, I am now moderately (which is saying something) good at them!
The Enlightenment was considered the last time when a person could know all the knowledge in the world if they had the time and ability to learn. Today there is too much knowledge for anyone one person to know but we have an advantage that wasn’t there even 30 years ago: the INTERNET! With the power of the internet, sites like wikihow, pinterest. allrecipes, and wikipedia, we have the ability to solve most of our questions and queries. It’s amazing! So use it!